Term of 32 days or more: 10-day grace period Term of less than 32 days: One-day grace period Grace period for penalty-free withdrawal after maturity Term of two years or more: 12 months of simple interest on principal withdrawn or $25, whichever is greater Term of one year to 23 months: Six months of simple interest on principal withdrawn or $25, whichever is greater Term of three months to one year: Three months of simple interest earned on principal withdrawn or $25, whichever is greater Term of less than three months: All interest that would have been earned or $25, whichever is greater Interest categories (based on account balance) Truist doesn't disclose their interest rates online $2,500 for CDs with terms from seven to 31 days $1,000 for CDs with terms from 32 days to five yearsĭaily compound interest for CDs with balances less than $100,000Īnnual simple interest for CDs with balances of $100,000 or more
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